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Emergency Fund

Emergency Fund

Worksheet • 30 min of learning
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Here's how Emergency Fund aligns with curriculum standards in Utah. Use the filters to change the location, set of standards, and grade level.

STRAND 4: Students will evaluate saving methods and investment strategies.

Standard 2: Discuss the pros and cons of saving.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with Emergency Fund
Explain how paying yourself first (PYF) early and often influences positive progress toward long‑term financial goals.

Standard 3: Discuss the risks and returns of investing.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with Emergency Fund
Demonstrate the time value of money using a compound interest calculator.

STRAND 5: Students will understand principles of personal money management, including budgeting and managing accounts, and the role and impact of credit on personal finance.

Standard 1: Identify and explain the process of budgeting based on projected income and expenses.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with Emergency Fund
Identify short‑ and long‑term financial goals and the impact they have on one's financial plan.
Develop a budget that includes the following categories: spending/debt, savings, investing, charitable contributions (such as the 70‑20‑10 rule).
Emphasize the importance of a goals‑based budget, including priorities such as pay yourself first, emergency/opportunity fund, insurance, and charitable or other voluntary contributions.